Securing your future
Your credit rating is important to your future. A bad credit rating could prevent you from buying a car or a home or even jeopardize your chances of getting a job or a promotion. These consequences suggest that making your credit card payments on time will be an essential component of securing your future.
Because the choices you make now can affect your future credit opportunities, you must be careful about repaying your debt. Always remember: Do not spend more than you can pay back, and try to pay your bill in full and on time.